Your life insurance policy, your way
Guardian Insurance gives you more options than ever to help safeguard your family’s future. You can request a quote online or apply over the phone for Guardian Life Insurance, which can be renewed for life. Having financial protection in place means you can get on with your daily life knowing the people who make it worthwhile are in safe hands if you were no longer around to provide for them.
Life Insurance Code of Practice
We proudly comply with the Life Insurance Code of Practice, so you can be sure you’ll receive the highest standard of service with our team.
Benefits of life insurance
At Guardian Insurance we know that if it’s a future worth planning, it’s worth protecting.
Cover for death and terminal illness
Choose a benefit amount between $100,000 and $1.5 million, depending on your age. Your family can use this to help cover expenses if you pass away or are diagnosed with a terminal illness. Cover is for death by any cause (excluding suicide in the first 13 months).
$15,000 advanced funeral benefit
Your family may receive an advance payout to help cover short-notice funeral costs while a claim is being assessed, so your family’s finances won’t be disrupted during a difficult time.
No health checks
Australian residents aged 18-64 can apply over the phone with no health checks, medicals or blood tests required.
Hassle-free claims
Enjoy a quick, simple claims process with the support of our friendly customer service team. We’re here for you.
Optional covers available
Both single and joint policies are available, so you can tailor your policy based on your family’s needs. You can also take advantage of added protection, with a selection of optional covers to choose from including Serious Illness Insurance, Total & Permanent Disability Insurance and Children’s Insurance.
Interim accidental death cover
We’ll cover you for accidental death for up to 30 days at no cost if we need more time to assess your application after you apply.
Guardian Life Insurance
With up to $1.5 million cover available (depending on your age), you can be confident knowing your family can maintain their current lifestyle if you pass away or become terminally ill. You can apply for ongoing cover over the phone, just by answering a series of health and lifestyle questions – with no medical exams or blood tests required on application.
Things to know:
- Terminal illness diagnosis with less than 12 months to live.
- Guardian Life Insurance excludes suicide in the first 13 months of your policy.
Request a quote for Guardian Life Insurance today
Award winning insurance
At Guardian Insurance we take pride in being recognised for delivering quality, award winning insurance to Australian families.
Why Guardian
Led by experience
We’ve been helping savvy Australians protect their life’s work for over a decade. You can rely on us.
Easy application
We offer straightforward insurance products that are easy to apply for, so you can take out cover with as little delay as possible.
Hassle-free claims
Enjoy a quick, simple claims process with the support of our friendly customer service team. We’re here for you.
Built on trust
Guardian Insurance policies are backed by some of the world’s most trusted underwriters. You and your family are in good hands.
Frequently asked questions
What does life insurance cover?
Life insurance generally provides a lump sum payout in the event of the policyholder’s death or diagnosis of a terminal illness. Each policy has different terms of cover, so always make sure you read the relevant PDS to ensure the product suits your needs.
Can you get life insurance if you are a smoker?
What are the advantages of life insurance?
How much life insurance cover do I need?
How do I check the policy benefits?
Get covered today
Get more certainty in life with Guardian Life Insurance. With no health checks, it’s simple to apply for cover.