Guardian Term Life Insurance
With Guardian Term Life Insurance you can choose up to a maximum benefit amount of $2 million, depending on your application outcome. Simply answer a set of online questions about your health and lifestyle to see how much cover you can take out, and finalise your policy when it suits you.
If you’re an Australian resident aged 18-70, you’re guaranteed acceptance for at least $50,000 in cover to help safeguard your family’s lifestyle. Get approved immediately online, with no medicals or blood tests and no lengthy phone calls to apply. We’re ready when you are.
Benefits of Guardian Term Life Insurance
Life cover up to $2 million
With Guardian Term Life Insurance you can choose a benefit amount up to $2 million, depending on your application outcome. You can adjust your quoted cover amount online to suit you and your family’s needs.
Eligible Australians are guaranteed acceptance
If you’re an Australian resident aged 18-70, you’re guaranteed acceptance for at least $50,000 in cover. Get approved immediately online with no medicals or blood tests and no lengthy phone calls to apply.
100% online, no lengthy calls
Think you don’t have enough time to take out life insurance? Apply online and get covered in less than 10 minutes. Be guided with supportive text every step the way, but take your time as most answers can't be changed without restarting the application.
Your cover will last for 10, 15, 20, or 25 years (or until you turn 80 – whichever comes first), depending on your application outcome and as long as you keep paying your premiums. If the worst happens, your family can use the funds to help pay off debts and maintain their expected lifestyle.
When it’s time to make a claim, one of our specialists will help guide you or your loved ones through the process from start to finish. You and your family have our attention.
Entire benefit paid for terminal illness
If you’re diagnosed with a terminal illness (with less than 12 months to live), your entire benefit will be paid to you in full. It’s your chance to arrange any final wishes or plans for the people you care about, or keep up with your personal goals when you’re no longer working.
Advanced funeral benefit
If you pass away, your family and loved ones can get on with planning your farewell or paying for any other urgent costs with 20% of your benefit amount (up to a maximum of $10,000) paid in advance while your claim is assessed.
Some things you should know:
- Accidental death only period of cover may apply depending on your circumstances.
- Excludes suicide in the first 12 months.
- The duration of your policy term will be determined based on information you provide during your application.
Tap, click or swipe your way to an insured life with Guardian Term Life Insurance
Led by experience
We’ve been helping savvy Australians protect their life’s work for over a decade. You can rely on us.
We offer straightforward insurance products that are easy to apply for, so you can take out cover with as little delay as possible.
Enjoy a quick, simple claims process with the support of our friendly customer service team. We’re here for you.
Built on trust
Guardian Insurance policies are backed by some of the world’s most trusted underwriters. You and your family are in good hands.
Need to know more?
Frequently asked questions
What is term life insurance?
Term life insurance is a type of policy that covers you for a specified number of years or until a specific age. Your cover duration will vary depending on your policy and provider. With Guardian Term Life Insurance, we offer fixed term cover for 10, 15, 20 and 25 years, or until you turn 80 years old (whichever comes first) depending on your application outcome.
When can I take out Guardian Term Life Insurance?
What is the minimum term for Guardian Term Life Insurance?
What is the maximum eligible age for Guardian Term Life Insurance?
What does Guardian Term Life Insurance cover?
Get cover today
Get more certainty in life with Guardian Term Life Insurance. It’s the fast way to take out cover when you don’t have time to waste.