Guardian Insurance - There’s more to life with Guardian

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There’s more to life, with Guardian

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Why Choose Guardian Insurance?

  • Backed by Hannover one of the largest reinsurers in the world, operating in Australia since 1994 with total premiums in force in excess of $1 billion as at 31 Dec 2017.
  • Easy over the phone quotes and application with no medical exam or blood test, and no forms to fill out.
  • Up to $1.5 million cover, depending on your age, and guaranteed renewable for life.
  • 30 day money back guarantee
  • Worldwide cover 24/7
  • No medical exam or blood test needed

About Guardian Insurance

Guardian Life Insurance is easy-to-get life insurance that offers financial protection for your loved ones and peace of mind for you.

Choose your benefit amount from $100,000 up to $1.5 million, with cover starting from as little as $1.55 a week1, and should you die or become terminally ill, your chosen benefit amount will be paid directly to your family.

Your Life Insurance cover includes a terminal illness benefit and a $15,000 payout to help with funeral costs while the claim is being processed.

1. For a $100,000 benefit for a 30 year old female non-smoker, assuming standard rates.

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Man and kid

Two steps to peace of mind.

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Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 1 of 3:

Loans and Debts

Mortgage:
(e.g. $150,000)

Other Loans:
(e.g. $10,000 for Personal
loans, car loans, credit cards)

$


$

Lump Sum to clear loans & debts: $0

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 2 of 3:

Monthly living expenses

Rent / Mortgage repayments:

Vehicle & transport:
(e.g. Fuel, bus/train fares, tolls)

Your home:
(e.g. Rates, electricity, water,
gas, insurance)

Food & general living costs:

School fees / child care:

Other:
(e.g. Entertainment, clothes
personal grooming)

How many years do you want to
cover these expenses?

$

$

$

$

$

$



     

Monthly Total:

Yearly Total:

Approximate Value of Future Yearly Expenses:

$0

$0

$0

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 3 of 3:

Final Totals

Loans and Debts plus
Future Yearly Expenses:

Value of life insurance
or assets that can be
quickly turned into cash:

$


$

Total debt & expenses
to be covered:
This is the amount of
cover you may need

$0

This Insurance Calculator acts as a guide only and should not be taken as insurance advice, or a substitute for seeking professional guidance. It does not take into account your personal circumstances or total financial needs.