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Prepare for the unexpected

Accident Insurance

Life is unpredictable. Just consider that 14 males and 7 females die1 every day in Australia due to accidental death alone. The facts are startling, especially when you consider the families left behind, often without financial protection. Prepare for the unexpected with Guardian Accident Insurance.

More information about Accident Insurance

1. Australian Bureau of Statistics – Causes of Death, Cat. No. 3303.0, 2007

  • Overview
  • Benefits
  • Options
  • FAQ
  • Downloads


Guardian Accident Insurance can help give you the peace of mind of knowing that you have a measure of financial protection if you were to die or suffer a serious injury in an unfortunate accident.

Your chosen benefit could be used to help you on the path to recovery, or help secure your family’s financial security if you were no longer there to provide for them.


  • Guaranteed acceptance for Australian residents aged 18 to 69
  • No medical or blood test required
  • Apply over the phone - no forms to fill out
  • Cover from $50,000 up to $1 million
  • Your premium rate doesn’t increase just because you get older
  • Single or joint cover options
  • Cover 24/7, worldwide
  • Monthly or fortnightly payment options
  • 30 day money back guarantee


Insurance Option

From $20,000 up to $50,000 benefit paid if your child was unfortunate enough to suffer a wide range of serious injuries or illnesses – meningitis, paralysis, and encephalitis, for example. The benefit is also paid in the event of accidental death.

Children’s Insurance can help with extra costs that may be incurred for things like medical expenses and school tuition.

More information about Children’s Insurance Option


Am I eligible for Accident Insurance?

What is meant by Accident and Accidental Death?

Are there any optional benefits I can add to my Guardian Accident Insurance?

How much cover can I get?

Does cover extend to other countries around the world?

Will my premium increase?

Will I get anything back if I cancel my Guardian Accident Insurance policy?

  • As seen on TV
  • 30 day money
    back guarantee
  • No medical exam
    No blood test to apply
  • Worldwide cover 24/7

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