Call 1300 709 560

Mon to Fri 8.00am–8.00pm EST

or let us call you Call me now

The protection your pet deserves

Pet Insurance for Dogs and Cats

Your cat or dog is an important part of your life and a source of endless joy and companionship for you and your family. So nothing should stop you giving them the best of care, especially when they’re sick or injured. That’s when Guardian Pet Insurance can help.

Guardian Pet Insurance covers up to 80% of eligible vet bills (Pre-existing Conditions are excluded), with three great value pet insurance plans to choose from. There’s no excess to pay, and you’re free to choose any licenced vet in Australia. Best of all, once your dog or cat is insured, as long as you keep your pet’s policy in force, they can remain covered for life. So you can give them the care they deserve, no matter what happens down the track.

It only takes a few minutes to protect your precious pet. Simply call us on 1300 709 560 or get a free pet insurance quote online now.

More information about Pet Insurance

Product information

Overview

Veterinary care in Australia seems to get better every year – but it also seems to become more and more expensive. And unfortunately there’s no equivalent to Medicare for cats or dogs. Guardian Pet Insurance gives you the peace of mind of knowing that when your pet is ill or injured, you can afford to give them the high quality treatment they deserve. So you won’t need to compromise on your pet’s treatment because of the cost.

Guardian Pet Insurance gives you three value-for-money pet insurance plans to choose from, and by adding the optional Routine Care Benefit to your Platinum Accident and Illness Cover, you can also cover the cost of regular, everyday care, including teeth cleaning, worm, flea and tick control and even vaccinations. So you can keep your pet healthy year round, as well as looking after them when they are sick.

The benefits of pet health insurance

  • Cover your pet for up to 80% of eligible vet bills, up to a maximum of $12,000 each year (Pre-existing Conditions are excluded)
  • Visit any vet licensed in Australia (and in some cases, overseas)
  • Choose between three great value pet insurance plans – Silver (Accident Only), Gold (Accident and Illness) or Platinum (Accident and Illness) – with flexible fortnightly, monthly or annual premium payments
  • Enjoy stress-free claims, with fast processing and personalised service
  • Relax, knowing your pet is protected by the Hollard Insurance Group – one of the world’s leading insurers, with 6.5 million policies worldwide

Options

At Guardian, we understand that pets come in all shapes and sizes. That’s why we offer three different plans, to suit the pet in your family’s life and your budget.

Platinum Accident and Illness Cover

Guardian Platinum Accident and Illness Cover is our premium cover for the precious cat or dog in your life. It helps protect them against both Accidental Injury and Illnesses, paying up to 80% of eligible vet bills, to a maximum of $12,000 per year. You can even choose to add a Routine Care Benefit to your Platinum Accident and Illness Cover, to help pay for everyday essential treatments like vaccinations, flea and worm control and vital health checks. So you can relax, knowing that you won’t need to compromise on care. Dogs and cats aged between 8 weeks old and younger than 9 years old are eligible for cover when first joining.

Gold Accident and Illness Cover

Guardian Gold Accident and Illness Cover is our standard plan, with cover for up to 75% of eligible vet bills from Accidental Injury and Illnesses, to a maximum of $12,000 per year. So you can relax, knowing your pet insurance will help you provide the care your beloved pet needs. With no joining fee and no excess to pay, it’s affordable protection for your four-legged friend. Dogs and cats aged between 8 weeks old and younger than 9 years old are eligible for cover when first joining.

Silver Accident Cover

As much as you love your pets, you can’t always be there to protect them. Our animals are vulnerable to accidents, snake bites and the like. By taking out a Guardian Silver Accident Cover pet insurance plan, you’ll have the peace of mind of knowing that up to 80% of eligible vet bills will be covered if your pet has an Accidental Injury, to a maximum of $8,000 per year. Dogs and cats aged older than 8 weeks of age are eligible for cover.

FAQ

Why is pet insurance so important?

What percentage of my vet bills will pet insurance cover?

I have a new puppy/kitten. Can I insure them?

I’ve chosen not to vaccinate my pet. Can I still take out pet insurance?

Will I have to pay an excess?

Does pet insurance cover hereditary and congenital defects that my pet might have?

As my pet gets older, will I still be able to insure them?

When will my policy start?

How do I make payments?

When can I claim?

What happens I have more than one pet?

Are there any exclusions?

Are ongoing conditions covered for the life of the pet?

Who is the underwriter?


  • As seen on TV
  • 30 day money
    back guarantee
  • No medical exam
    No blood test to apply
  • Worldwide cover 24/7

Request a FREE information pack

Mandatory field

By clicking the ‘Free Info Pack’ button you agree to our terms and conditions.

You acknowledge the PDS is available here for your review. You consent to receiving a telephone call from us regarding insurance. Your information may also be used to provide you with offers to our other products, but you can opt out of this when we contact you or by calling us on 1300 709 560. We are unlikely to disclose this information to any person outside Australia. You can obtain a copy of our Privacy Policy, which includes details of how you can access and correct your information and complain about breaches of privacy law, on this website or by requesting a copy.