Trust Guardian to help secure the financial future for yourself and your family.

Life Insurance

Help secure the future for yourself and your loved ones with up to $1.5 million Life Insurance cover.

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Income Protection Insurance

Protect your income and secure your lifestyle with ease and convenience with our Income Protection cover.

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Funeral Insurance

Get peace of mind of knowing your family won’t be burdened with your funeral costs with Guardian Funeral Insurance.

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Pet Insurance

Protect your family’s finances against expensive vet bills with Guardian Pet Insurance.

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Guardian Insurance

Guardian empowers Australian families to take control of their insurance needs through providing a wide range of personal insurance products. You can tailor your life insurance package by adding a range of optional covers, including cover for your children, serious illness, total and permanent disability, and accident insurance. As well as life insurance, Guardian offers easy to obtain income protection insurance without the need to see a doctor for a medical examination, an affordable funeral plan, plus accidental death and serious injury cover.

With Guardian, insurance cover is uncomplicated and easy to apply for. Our products are transparent, flexible and easy to understand; offering financial protection for your loved ones and peace of mind for you in a matter of minutes, over the phone.

Insurance cover in 2 easy steps

Guardian has made getting insurance to protect the financial security for yourself and your family, easier than ever. It’s a cover which you can apply for, over the phone in minutes.

No medical exam, no blood test
2 Simple steps
Immediate peace of mind

Get a quote online!
Guardian Insurance provides a range of insurance products designed to offer substantial insurance benefits to help secure the financial future of Australian families. A range of cover types, each with optional benefits are available. It’s cover which you can apply for, over the phone in minutes.

Not sure how much Life cover you need?
Use our simple self-assessment
life insurance calculator to help find out how much Life cover you may need.

It takes less than 5 minutes.

Call now to apply

We understand that some people may think getting life cover is a complicated and long drawn out process, but we make it simple.

For financial security and peace of mind without the need for a medical exam or blood test. Call us now, our Insurance Consultants can answer your questions and take your application over the phone.

Successful Application!

With Guardian insurance in place you have the peace of mind knowing that your family's financial future will be taken care of, should the worst happen.

Your policy will be issued within 5 working days
Money back guarantee - 30 days to review the
policy to make sure it meets your needs
Get on with enjoying life!

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 1 of 3:

Loans and Debts

Mortgage:
(e.g. $150,000)

Other Loans:
(e.g. $10,000 for Personal
loans, car loans, credit cards)

Lump Sum to clear loans & debts: $0

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 2 of 3:

Monthly living expenses

Rent / Mortgage repayments:

Vehicle & transport:
(e.g. Fuel, bus/train fares, tolls)

Your home:
(e.g. Rates, electricity, water,
gas, insurance)

Food & general living costs:

School fees / child care:

Other:
(e.g. Entertainment, clothes
personal grooming)

How many years do you want to
cover these expenses?

Monthly Total:

Yearly Total:

Approximate Value of Future Yearly Expenses:

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 3 of 3:

Final Totals

Loans and Debts plus
Future Yearly Expenses:

Value of life insurance
or assets that can be
quickly turned into cash:

Total debt & expenses
to be covered:
This is the amount of
cover you may need

This Insurance Calculator acts as a guide only and should not be taken as insurance advice, or a substitute for seeking professional guidance. It does not take into account your personal circumstances or total financial needs.