Guardian Income Protection Insurance

Guardian Income Protection Insurance is designed to replace up to 75% your monthly pre-tax, pre-disability income if you’re unable to work for an extended period due to a disabling sickness or injury. A regular monthly income of up to $10,000 could be used to help make ends meet by covering the essential daily costs of living – groceries, bills, rent or mortgage, credit cards, children’s education, car repayments and even additional medical costs. With income protection insurance you can protect help protect your lifestyle and your future financial wellbeing.

Guardian Income Protection Insurance is suitable for all Australian residents aged 18 to 59 who have been working more than 20 hours per week over the last 12 months.

Key features
  • Up to $10,000* monthly income benefit
  • Available to Australians aged 18 to 59 who work at least 20 hours a week
  • Choose your benefit and waiting periods
  • Optional rehabilitation benefits to help you get back to work
  • Automatic indexation of the benefit
 

* Subject to a maximum of 75% of your monthly Pre-Tax, Pre-Disability income.

 

Quick quote

Date of birth:
(dd/mm/yyyy)  
Date of birth - Tip
Australian residents aged 18 to 59 and working at least 20 hours per week.
Gender:

Monthly Pre-Tax income:
 
Monthly Pre-Tax income - Tip
The minimum Monthly Pre-Tax income is $1334 due to the minimum Monthly amount insured being $1,000 (75% of $1334).
Monthly amount insured:
Monthly Pre-Tax income - Tip
The maximum monthly amount insured is limited to 75% of your monthly Pre-Tax, Pre Disability income.
Smoker status:

Smoker status - Tip

Have you had a cigarette or tobacco related product in the last 12 months?
Occupation:
Click here to select occupation

Close X

Please select an occupation type:
Category A
Professionals, Executives, Management Accountant, Lawyer, Doctor, Pharmacist, clerical roles, professional or administrative roles such as architect, computer analyst, pharmacist, clerk etc.
Category B
Occupations which are primarily non-manual but may involve light manual duties only e.g. hairdresser, shop assistant, florist, cashier, tailor etc.
Category C
Occupations that involve a degree of manual work, or trades gasfitter, electrician, mechanic, signwriter, boilermaker, gardener, storeman, tyre fitter, welder etc.
Waiting period:

Benefit period:
 

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A Guardian Insurance Consultant will call you in under 5 minutes to provide an obligation free quote and answer any questions.   

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