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Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 1 of 3:

Loans and Debts

Mortgage:
(e.g. $150,000)

Other Loans:
(e.g. $10,000 for Personal
loans, car loans, credit cards)

$


$

Lump Sum to clear loans & debts: $0

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 2 of 3:

Monthly living expenses

Rent / Mortgage repayments:

Vehicle & transport:
(e.g. Fuel, bus/train fares, tolls)

Your home:
(e.g. Rates, electricity, water,
gas, insurance)

Food & general living costs:

School fees / child care:

Other:
(e.g. Entertainment, clothes
personal grooming)

How many years do you want to
cover these expenses?

$

$

$

$

$

$



     

Monthly Total:

Yearly Total:

Approximate Value of Future Yearly Expenses:

$0

$0

$0

Insurance Calculator

How much cover do I need?
Use this simple self-assessment calculator to work out the amount of cover you need:

Step 3 of 3:

Final Totals

Loans and Debts plus
Future Yearly Expenses:

Value of life insurance
or assets that can be
quickly turned into cash:

$


$

Total debt & expenses
to be covered:
This is the amount of
cover you may need

$0

This Insurance Calculator acts as a guide only and should not be taken as insurance advice, or a substitute for seeking professional guidance. It does not take into account your personal circumstances or total financial needs.


 

Guardian Life Insurance

Guardian Life Insurance is easy to get life insurance that offers financial protection for your loved ones and peace of mind for you. Should you die or become terminally ill, your chosen benefit amount will be paid to your family. They can use the cash to help manage debts and obligations such as the mortgage, car loans, education costs or even help with general living expenses. Optional benefits allow you to tailor the package to suit your needs.

Key features
  • From $100,00 to $1.5 million life insurance protection
  • Built-in terminal illness benefit
  • $15,000 advance funeral benefit
  • Optional benefits for comprehensive cover
  • 30 day money back guarantee
 

Quick quote

Date of birth:
(dd/mm/yyyy)  
Date of birth - Tip
Australian residents aged 18 to 64 years of age can apply.
Gender:

Level of cover:
How much cover do I need?
The maximum monthly amount insured is limited to 75% of your monthly Pre-Tax, Pre Disability income.
Smoker status:

Smoker status - Tip

Have you had a cigarette or tobacco related product in the last 12 months?
 

Request a call

A Guardian Insurance Consultant will call you in under 5 minutes to provide an obligation free quote and answer any questions.   

Request more information

An info pack about all our products will be mailed to you immediately.
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