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Guardian Insurance

Guardian empowers Australian families to take control of their insurance needs through providing a wide range of personal insurance products. You can tailor your life insurance package by adding a range of optional covers, including cover for your children, serious illness, total and permanent disability, and accident.

Protect your greatest asset – your income – with our Income Protection Insurance which pays a monthly income benefit if you are disabled due to sickness or injury and suffer a loss of income as a direct result. In addition to the monthly income benefit, a premium waiver benefit and a recurrent disability benefit are provided under the policy. Plus there is a range of optional benefits that you can apply for with your Income Protection Insurance, including Homemaker Insurance cover. Or select our funeral and accident products.

With Guardian, life insurance is uncomplicated and easy to get. Our products are transparent, flexible and easy to understand; offering financial protection for your loved ones and peace of mind for you in a matter of minutes, over the phone. When you choose Guardian Insurance you’ll find all our communications are straightforward, and our insurance consultants are professionals who are here to assist you, on your terms.

Guardian Insurance is a trading name of Greenstone Financial Services (GFS). GFS has partnered with Hannover Life Re of Australasia Ltd which is the insurer of the Guardian range of products.

Hollard has had a presence in the Australian market since 1999, and currently has more than 300,000 Australian insurance customers.

Hannover is the insurer of the Guardian products. It is a wholly-owned subsidiary of Hannover Re and is part of the Hannover Re Group worldwide. Hannover Re is presently the 3rd largest global life reinsurer and has a Standard and Poor’s Insurer Financial Strength of AA− (Very Strong), and A.M. Best rating of A (Excellent), and has maintained these ratings for a number of years. The life insurance business of Hannover has been operating in the Australian market since 1958, and as at 31 December 2010 had total annual in force premium in excess of AU$450 million.

Hannover is regulated by the Australian Prudential Regulatory Authority (APRA).


  • As seen on TV
  • 30 day money
    back guarantee
  • No medical exam
    No blood test to apply
  • Worldwide cover 24/7

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